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Want to understand where your money is going?
Did You Know?
As of October and November 2021, 24% of adults indicated that they had, or were close to having, difficulty paying bills for that month
40% of Black adults and 35% of Hispanic adults had, or were close to having, difficulty paying bills, compared with 19% of White adults and 11% of Asian adults.
You've chosen to invest in You!
Helps you to ensure you don't spend money you don't have
Helps lead to a happier retirement
Helps you prepare for emergencies
Why Is A Budget Important?
A budget helps create financial stability. By tracking expenses and following a plan, a budget makes it easier to pay bills on time, build an emergency fund, and save for major expenses such as a car or home.
Overall, a budget puts a person on stronger financial footing for both the day-to-day and the long term.
What Are Some Key Reasons to Have a Budget?
There are many reasons to have a budget, depending on the individual.
A budget can often help build financial independence and freedom.
A budget can set you on the right path to achieving your financial goals, spending within your means, saving for retirement, building an emergency fund, and analyzing your spending habits
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