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Want to understand where your money is going?

Did You Know?

  • As of October and November 2021, 24% of adults indicated that they had, or were close to having, difficulty paying bills for that month
  • 40% of Black adults and 35% of Hispanic adults had, or were close to having, difficulty paying bills, compared with 19% of White adults and 11% of Asian adults.
Young Businesswoman


You've chosen to invest in You!

Budgeting Benefits
  • Helps you to ensure you don't spend money you don't have
  • Helps lead to a happier retirement
  • Helps you prepare for emergencies
Why Is A Budget Important?
A budget helps create financial stability. By tracking expenses and following a plan, a budget makes it easier to pay bills on time, build an emergency fund, and save for major expenses such as a car or home.

Overall, a budget puts a person on stronger financial footing for both the day-to-day and the long term.
What Are Some Key Reasons to Have a Budget?
There are many reasons to have a budget, depending on the individual.
  • A budget can often help build financial independence and freedom.
  • A budget can set you on the right path to achieving your financial goals, spending within your means, saving for retirement, building an emergency fund, and analyzing your spending habits
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