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Saving vs. Investing

Updated: May 9, 2021

Depending on your goals and where you are financially will determine if you should save money or start investing. Investing will earn you a higher rate of return on your money.

Below is a snapshot of if you should save or start investing. We also have a quick video that will explain the benefits of getting into a position to invest your money.

  • Earn lower return on your money

  • Access cash within 24 hours

  • You are building your emergency fund

  • You are focused on paying off large debts

  • You need access to money for car and/or home repair within 1 year

  • Earn higher return on your money

  • Access cash within 1-3 business days

  • You have an emergency fund

  • You have manageable debt that does not affect your cash flow

  • You have excess cash you'd like to put away for 3 or more years